

It forces them to look at each entry, understand how they spent money, and then properly categorize the expense. For others, they would prefer to categorize transactions themselves. They want the convenience of tools like Personal Capital that automate this process. One thing to keep in mind is that you must manually categorize each transaction. The good news is that they have videos to walk you through each step. I will caution you that setting up Tiller can be a bit intimidating. It’s clear that Tiller is ideal for those who love working with spreadsheets. I’ve been using Tiller for several months for both my personal budget and my small business budget. From there you can create budgets, categorize spending and generate reports. You link your bank accounts and credit cards to Tiller’s Google Sheet tool, and it automatically downloads all of your transactions.
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I don’t know how they do it, but Tiller Money has figured out how to turn a Google Sheet into a dynamic budgeting tool. I’ve written a detailed review and guide of Personal Capital that you can check out. It’s the only option that in my opinion can handle every aspect of my finances, from budgeting to investing to retirement planning. New: Track Bitcoin, Ethereum, Litecoin and thousands of other tokens without giving access to your crypto wallet.

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It’s free and it offers tools to manage every aspect of your finances. Personal Capital is the clear winner when it comes to finding a substitute for Quicken. EveryDollar (now Ramsey+)–Best for Dave Ramsey Fans

Moneydance–Traditional Budgeting Software You Need a Budget (YNAB)–Best for Budgeting It does budgeting as well as any app available today, and its community is second to none.
